What types of flood hazard zones are shown on a Flood Insurance Rate Map?
There are three basic types of flood hazard zones shown on a flood insurance map.

Zones that start with an "A" (A, AE, AH, AO) are 100-year floodplains that are determined by a Flood Insurance Study. In most instances, base flood elevations (the elevation of the predicted flood level) are derived from detailed hydraulic modeling.

Zone X shows area outside the 100-year floodplain, but within the 500-year floodplain.

Finally, floodways are located in the immediate vicinity of the stream and depict areas of high flood hazard.

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1. Can I build in the floodplain?
2. What types of flood hazard zones are shown on a Flood Insurance Rate Map?